Although Abaynesh Jembere created her business only a short year ago, Jembere Eyewear is doing quite well as a black owned eye-wear designer. Abaynesh Jembere has over a decade of experience in managing, designing, and merchandising in they eye-wear industry. ...
Although there is a huge lack of diversity in the tech industry, black women are starting to make a splash in tech. Most venture-backed companies in the United States are mostly white while 1% have African-American founders. Black women are less than .2% when it comes...
Does a lender only focus on credit scores when determining whether to extend credit or not? This is a question I am asked frequently. Lenders usually consider a lot of information when making their decision, and people are unsure what they might typically look at....
I knew little to nothing about the importance of good credit when I was in college. Of course, I understood the need to pay my bills on time, but there were so many credit myths I simply accepted as truth. As a result, I had to learn to separate myth from fiction the...
Good credit can literally open doors for you – like the doors to a new house or car. But bad credit can slam those same doors shut, lock them and throw away the key. Smart consumers protect their good credit by knowing when to use credit, when not to use it, and how...
They’re baaaack. Not evil spirits, but your children. In a recent Pew Research survey, 39% of all adults ages 18 to 34 said they live with their parents now or moved back temporarily in recent years. The return can have huge implications on retirement. ...
Nas and Snoop Dogg are betting big on a new app that experts say is poised to take the investment world by storm. The new app, Robinhood, aims at taking stock investing where few have gone before — and it plans to make it free and easy. The...
5. Invest in stocks: Recognizing that it takes more than just a 401k plan to secure a comfortable life after retirement, Rapley and Harris suggest millennials invest in stocks and other investment funds without being afraid to endure some risk. Harris points out that...
4. Save 10% of your salary each year: By starting in your 20s and saving just 10% of your salary, you give yourself a significant advantage. If you wait until your 30s, you’ll have to contribute at least 15-25% of your income. Starting in your 40s, you will have to...
3. Rollover your employee savings program if you switch jobs: One of the biggest mistakes you can make is not rolling over your savings plan when you get a new job. Millennials should inquire about rolling over their retirement savings if they leave a job rather than...
2. Take advantage of your company’s employment savings plan: One of the biggest mistakes millennials make is opting out of their company’s employment savings plan. Rather than putting aside a portion of their income for a 401k plan, millennials often think its best to...
In a generation that’s scrambling for employment opportunities, the thought of retirement and end-of-career financial goals is often met with pure silence. Today, millennials make up 40% of unemployed workers, while Generation X and baby boomers make up 37 percent and...
The cost of a college education has dramatically increased over the past decade. As a result, parents and students have continued to accumulate more college debt and the ability to pay it off has become a significant problem for many people. This...
Once you land full-time employment, your employer may offer the option to contribute to a company-sponsored retirement plan. You might reason you can’t afford to contribute, but you’re wrong. You can’t afford not to contribute to your retirement fund. If your company...
3. Save 10% of your income each month. If you are successful in cutting your living expenses by 10%, you should plan to direct that money into savings. The purpose of cutting expenses is not to go on a financial diet, but to free up capital for future growth and...
2. Start a non-retirement payroll savings plan. If you are already maxed out on your 401(k) contributions, or if your employer doesn’t offer a 401(k) plan, you can start a non-retirement payroll savings plan. Just like a 401(k) plan, the money is deducted from...
1. Increase your 401(k) contribution. This is probably the single easiest and most painless way to ensure that you’ll be richer a year from now. You can increase your 401(k) contribution by 1%, 2%, 3% or whatever amount you feel comfortable with. Since it...
Mary A. Winston, Family Dollar Stores, Inc. For three years, Mary A. Winston has been the Executive Vice President and Chief Financial Officer for Family Dollar Stores, Inc. She oversees finance and accounting, corporate communications and enterprise strategy...
Kathy N.Waller, The Coca-Cola Company Kathy N. Waller is the Executive Vice President and Chief Financial Officer of The Coca-Cola Company. The University of Rochester graduate has been with the company since 1987, fulfilling a number of roles like...
Robin L. Washington, Gilead Robin L. Washington joined Gilead in 2008 and sits as the company’s Executive Vice President and Chief Financial Officer. She oversees Gilead’s finance, information technology and investor relations organizaitons. Before her current...
Glynis Bryan, Insight Enterprises, Inc. In December 2007 Glynis Bryan joined Insight Enterprises as the company’s Chief Financial Officer. Ms. Bryan has held several executive positions, including CFO of Swift Transportaion and CFO of APL Logistics. She...
